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The manual

How it works

The whole mechanism, including the parts that could cost you money.

The short version

You pay in BNB. In a single transaction it is swapped for a tokenized share on PancakeSwap and locked in an escrow smart contract on BNB Smart Chain. You get back one link. Whoever opens it can move the share into their own wallet without paying gas.

01

The mechanics

The link is the key

When you create a gift, your browser generates a fresh keypair. Only the public address goes onchain. The private half is placed after the # in your link.

Browsers never send the part of a URL after the # to a web server. That is not a policy of ours, it is how the web works. So Stockgift genuinely cannot claim your gift: the secret never reaches our servers, which means there is nothing for us to misuse and nothing for anyone to steal from us.

The flip side matters just as much. Anyone holding the link can claim the gift. Treat it like cash in an envelope. Do not post it publicly unless you mean for the fastest stranger to get it.

Why the receiver pays no gas

The receiver's browser uses the key from the link to sign one thing: the receiver's own wallet address. That signature goes to our relayer, which submits the transaction and pays the gas.

Because the signature commits to one specific recipient, the relayer cannot redirect the tokens anywhere else. The signed message also contains the chain id and the escrow contract address, so a signature captured here cannot be replayed on another chain or against a different deployment.

Getting your money back

An unclaimed gift is still yours. You can withdraw it at any moment from the same link. After 30 days it expires, and then anyone can push the tokens back to you: even if you lose the link, the funds can only ever return to the wallet that sent them.

02

The guardrails

When we refuse to trade

Every send is quoted live, and two independent prices have to agree: a Chainlink feed for the underlying equity, and the price implied by the pool itself. If they disagree, if a feed has gone stale, or if the route would move the price by more than 3.0%, the send is blocked with an explanation rather than executed at a price we cannot stand behind.

Quotes go out with 1.0% slippage tolerance, enforced by the contract: if the swap would return less than that, the whole transaction reverts and you keep your BNB.

Only 8 tickers are listed and the bar is deliberately high, because a ticker needs deep liquidity and a second independent price source. Several very liquid tokens are left off for want of the latter. Gifts are limited to $1 to $5,000.

Verify it yourself

Every gift, claim and refund is a public contract event you can read on BscScan. Swaps route through PancakeSwap's SmartRouter at 0x13f4EA83D0bd40E75C8222255bc855a974568Dd4.

03

What it costs

A 1% protocol fee is taken when the gift is created, plus the pool's own fee and BSC gas, which is typically cents. The contract caps the protocol fee so the owner cannot raise it later. Claiming is free for the receiver.

The contract supports a fee discount for holders of a designated token. No such token exists, the address is set to zero, and while it is zero every sender pays the same base rate.

04

The risks

This is not investment advice, and you can lose money. Tokenized shares are issued by a third party, not by us and not by the company whose name they carry. What you hold is a token tracking a price, with whatever rights the issuer grants and no others. It is not the same as holding the underlying share.

Issuer risk
The issuer can pause transfers or block an address. If that happens while your gift is in escrow, claims stop working until it is lifted, and refunds face the same restriction.
Market risk
Prices move, including while a gift sits unclaimed. Tokenized equities also trade around the clock while the underlying market is shut, which can widen the gap between the two.
Liquidity risk
Selling is a separate act on a DEX and depth is far thinner than a real exchange. Assume the exit is worse than the entry.
Smart contract risk
The escrow is unaudited. Send amounts you would not mind losing.
Custody risk
Lose the link before it is claimed and only the sender can recover the funds. Lose the receiving wallet afterwards and nobody can.
Regulatory risk
Tokenized equities are not available everywhere. Whether you may buy, hold or receive one is your responsibility.